It all begins with a term sheet request. To request a term sheet from us, simply send us the details of your project, including your credit score, experience, and a brief summary of the deal. Once we receive this information, we'll provide you with a comprehensive term sheet with a full breakdown of the loan terms specific to your project.

Once you’ve received your term sheet, the next step is to submit your application and gather the necessary documents. Simply complete the application form and provide the required documentation, such as entity docs, bank statements, property details, and any additional supporting materials. Once we have everything, we’ll review your application and begin processing your loan. Our team will guide you through this step to ensure a smooth and efficient process.

Once your application is submitted, the next step is the appraisal process. You’ll need to order an appraisal through us, and our team will coordinate the process for you. We’ll arrange for a professional 3rd party appraiser to assess the property’s value. Once the appraisal is completed, we’ll provide you with the results and proceed with the next steps in your loan approval process.

After the appraisal is complete, we move on to the loan processing step. During this stage, our team will review all your documents, verify information, and ensure everything is in order for the underwriter. We may reach out to you for any additional information or clarifications. Once everything is processed, we’ll prepare your loan for final approval and disbursement.

Once your loan is fully processed, we’ll move to the "Clear to Close" step. At this point, all conditions have been met, and your loan is approved. We’ll review the final documents, and once everything is confirmed, we’ll provide you with a closing date. From there, you’ll be ready to sign and finalize the loan!